French mutual insurance companies are bracing for a rise in premiums due to the government's 2025 Social Security budget adjustments, which shift financial responsibility for medical consultations from health insurance to mutual insurers. This change, aimed at saving nearly a billion euros, will particularly impact seniors and those with chronic conditions, potentially straining their healthcare budgets. The ongoing reforms raise concerns about access to care and the financial stability of mutual insurers amid broader discussions on the future of the French healthcare system.
